Mortgage Loans

MORTGAGE LOANS through LendingExpo.net allow you to get mortgages on the terms you want. Save with 30 year historical low interest rates for mortgages.

Mortgage loans are a type of loan for homeowners. The term of the loan is usually for 15, 20, or 30 years and interest rates vary from month to month. Right now interest rates are very low, and now is the time to apply now for mortgages here.

Why choose LendingExpo for you mortgage loans needs? LendingExpo has created a network of thousands of lenders to provide you with the lowest rates. How low? Find out by filling out a simple online application today. Don't hesitate. LendingExpo's network of qualified lenders lets you get the mortgage you need at the lowest rates. Our lenders compete to give you the lowest rates to take away the hassle of trying to find the best deal.

Fixed Rate Mortgages

Adjustable Rate Mortgages (ARM) were more popular a few years ago than they are today. Today interest rates are at rock bottom and most home buyers are interested in locking in at a low rate. In acquiring a mortgage loan you can expect two payments. One is the interest rates you will pay over the life of the loan, and the other is points you pay up front to reduce this interest rate. Points are typically one percent of the loan amount. The lower the interest rate, the higher the points you pay.

Remember the interest you pay is amortized and tax deductable. Your first payment will be the same amount as the last (assuming you don't refinance) and your money paid towards interest is tax deductable.

To learn more and speak with a mortgage broker, fill out our online questionnaire. A broker in your area will contact you promptly and start the process of qualifying for a mortgage loan. If you are a first time home buyer, be sure to check out the link below.


Common Mortgage Loan Questions:


1. How can I figure out my monthly payments?

Only a qualified mortgage professional can tell you exactly what your home loan monthly payments will be. However, we do offer a free home loan calculator that will estimate your monthly payments and provide an amortization table to show you your interest payments as well.

2. I have a lot of debt, can I still get a mortgage loan?

When a lender evaluates your home buying power one thing they take into account is your debt to income ratio. Your ratio will be factored into how much money the lender is willing to offer you. If you have made regular payments on your debt your credit score will reflect this fact positively and help you in getting your loan. While there is no hard fast rule to determine whether or not you can get a loan, you can contact a lender for free using our online application.

3. I have bad credit, can I still get mortgage loans?

Bad credit is commonplace and many of our lenders specialize in helping clients that have bad credit to get a home loan. Home loans for those with bad credit often carry a higher interest rate, but the loans can be refinanced at some point once credit has improved from regular payments on the loan. To find out if you can get a home loan fill out our free online application and you will be contacted within a day or two.