Long Term Care Insurance
LONG TERM CARE INSURANCE has taken the front burner as people are living longer, more productive lives. Now more than ever planning for long-term care needs is an important aspect of growing older.
LendingExpo has created a network of long term care insurance companies to compete for your business. That way you get the best long term care insurance at the lowest rates.
Long Term Care Insurance is a special type of insurance that protects against when you are no longer able to perform daily activities. Many Americans need long term care during some period of their lives so it is important to start planning ahead. Get the long term care insurance you need through our three minute online application. It's free and easy.
Get up to five long term care insurance quotes through our online application. When is the best time to get long term care insurance? The truth is that insurance rates are at record lows right now. The population needing long term care insurance is only growing which brings the rates up.
Common Questions:
1 How do I get individual health insurance quotes?
Apply here for individual insurance quotes. If your employer provides inadequate insurance or you are self employed you should seek individual insurance in the form of an HMP, PPO or fee-for-service. After receiving your quote, speak with your agent and read the policy carefully. Most companies give you up to 10 days to cancel the policy if you find something in the small print you disagree with.
2 If I lose my job can I stay on the same policy?
A federal law called COBRA established in 1985 makes it possible for you to stay on the same policy for up to 18 months provided that your business has more than 20 employees. 18 months is typically enough time to find a new job that will cover you under their policy.
3 What is a customary fee?
If you have an operation and your doctor charges you more than your insurance company expects the operation to cost in your area, you may be expected to pay the difference. To avoid extra fees like this make sure your doctor will accept your insurance as full payment for your operation or treatment.