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30 yr fixed: 5.77%
15 yr fixed: 5.15%
1 yr adj: 3.97%

Auto Insurance: Insurance tips and information

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UTO INSURANCE with limited liability coverage is mandatory in most states. Additional coverage for damage to your car and to cover medical expenses is optional.
Regardless of your level of coverage it is important to have all drivers listed on your auto insurance. If there is an accident and the operator is not listed, insurance claims are difficult.
Additionally, if one of the operators is your child, it is important that they build a good driving record as an insured. A good track record as a safe ticket-free driver is important to getting low auto insurance rates. For students, discounts are also given in many cases for maintaining a B average.

To save money on your insurance there are a few options to keep in mind:

  1. Raise your deductible
  2. Avoid buying "sports cars"
  3. Remove comprehensive or collision insurance from older vehicles
  4. Make sure you are getting all possible insurance discounts
  5. Make sure your insurance company rates your car correctly (correct information)

This simple tips can make a big difference. Another thing to keep in mind is that rates will vary greatly depending on where you live. Because of the heightened risk, rates in urban areas are typically greater than those in rural areas.


Common Questions:

  1  Is it true that the color of the car impacts insurance?
 
  • Yes, many insurance companies factor in the color of the auto when arriving at a figure. Other attributes such as number of cylinders is far more important though.
  2  How do I know if my rate is fair?
 
  • In short, shop around. Make sure your current insurance company has the correct information on your auto to rate you appropriately, then shop around for a better deal.
  3  If I apply through this site will my information be kept private?
 
  • Your information is treated with sensitivity and is only delivered to insurance companies that will give you a rate quote.
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If you haven't recently refinanced or your credit has improved, you might be able to get a better rate on your current home loan. We offer a no obligation evaluation of your finances to see if now is a right time refinancing your home loan. We also offer a free refinancing calculator with break even date analysis.

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Need money to finance college or make home improvements? Home equity loans do not have to put your home at risk and they can offer significantly better interest rates than other forms of loans. Some home equity loans even have tax deductible interest payments... Mortgage refinancing is simply the process of replacing your current loan with a new loan at a lower interest rate. Refinancing has been all the craze in the past five years. But even those who refinanced as a short as three years ago are finding they can save more by refinancing yet again... Wondering how much home you can afford? We explain how lenders evaluate your spending power and provide you with up to four home loans quote. You can also instantly estimate your monthly home loan payments online using our free calculators...
Want to make a smaller down payment? FHA home loans are geared towards buyers who do not have the capital to make a traditionally large down payment on a new home loan. Qualifying is generally easy for most applicants... Graduates this year can undoubtedly find lower interest rates on their student loans, refinancing is the means to take advantage of them. Get a free no obligation quote and start saving today...

First time home buyer programs can offer a break for many individuals who need help coming up with down payment money or simply home home buyers with good credit deserving of a lower interest rate. Many of our lenders offer these programs and are happy to see if you qualify...

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